Terms of Use

Last updated: 7 July 2026.

1. Acceptance of Terms

By accessing, browsing or otherwise using the Site, you confirm that you have read, understood and agree to be bound by these Terms and by our Privacy Policy. If you are using the Site on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

2. Purpose of the Site

OfferMinty is a consumer-education publication. Content on the Site is provided for general information and educational purposes only. It is not intended to be, and does not constitute, professional financial, legal, tax, insurance, medical or other regulated advice. You should not act or refrain from acting on the basis of information on the Site without seeking appropriate professional advice.

3. Intellectual Property

All content on the Site — including text, graphics, images, illustrations, logos, page layout, tables, and the arrangement thereof — is the property of OfferMinty or its licensors and is protected by applicable copyright, trademark and other intellectual-property laws.

3.1 Limited licence to use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and view the Site for your personal, non-commercial use. You may print or download individual pages for your own reference, provided that all copyright and other notices remain intact.

3.2 What you may not do

• Reproduce, distribute, sell, license, rent, publish or exploit any content of the Site for commercial purposes without our prior written consent.
• Modify, adapt, translate or create derivative works of the content.
• Remove any copyright, trademark or other proprietary notices.
• Use automated tools (bots, scrapers, spiders) to systematically extract content, except as expressly permitted by robots.txt.

4. User Conduct

You agree not to use the Site in any manner that could damage, disable, overburden or impair the Site or interfere with any other party’s use of the Site. In particular, you agree not to:

• Post or transmit any unlawful, threatening, defamatory, obscene, harmful or otherwise objectionable material.
• Attempt to gain unauthorised access to any portion of the Site, other accounts, or connected systems.
• Use the Site to send spam or any form of unsolicited communication.
• Introduce any virus, worm or other malicious code.
• Impersonate any person or entity or misrepresent your affiliation with any person or entity.

5. Comments and User-Generated Content

If the Site permits comments or other user-submitted content, you retain ownership of what you submit, but you grant OfferMinty a non-exclusive, worldwide, royalty-free licence to use, reproduce, adapt, publish and display that content on and in connection with the Site.

You represent that any content you submit does not violate any third-party rights and is not otherwise unlawful. We reserve the right to remove or refuse any submitted content at our discretion and without notice.

6. Advertising and Third-Party Content

The Site displays advertisements, including advertisements served by Google AdSense and other third-party ad networks. These advertisements may be personalised based on your browsing behaviour on the Site and other sites you have visited. Please refer to our Privacy Policy for details of the cookies and technologies used by these partners and how to opt out.

OfferMinty does not endorse and is not responsible for the content, accuracy or legality of any third-party advertisement, product or service displayed on the Site. Any interaction, transaction or reliance you place on such third-party content is solely between you and the third party.

7. Third-Party Links

The Site may contain links to third-party websites and resources. Such links are provided for your convenience only. We do not control third-party sites and are not responsible for their content, privacy practices or availability. Your use of any third-party site is at your own risk and subject to the terms and policies of that third party.

8. Disclaimers

The Site and its content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, non-infringement or accuracy of information. To the fullest extent permitted by applicable law, OfferMinty disclaims all such warranties.

Without limiting the foregoing:

• We do not warrant that the Site will be uninterrupted, secure or error-free.
• We do not warrant that any information on the Site is accurate, complete or current in relation to your specific situation.
• We do not warrant that the Site is free of viruses or other harmful components.
• Nothing on the Site constitutes financial, legal, tax, insurance or medical advice.

9. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall OfferMinty, its owners, employees, agents or affiliates be liable to you or any third party for any direct, indirect, incidental, consequential, special, exemplary or punitive damages, including without limitation loss of profits, revenue, data or use, arising out of or in connection with your use of the Site or reliance on any content on the Site, whether based on warranty, contract, tort (including negligence) or any other legal theory, and whether or not we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend and hold harmless OfferMinty, its owners, employees, agents and affiliates from and against any claims, liabilities, losses, damages, costs and expenses (including reasonable legal fees) arising out of or related to (a) your use of the Site, (b) your violation of these Terms, or (c) your violation of any right of a third party or applicable law.

11. Termination

We may suspend or terminate your access to the Site at any time, without notice, if we reasonably believe that you have violated these Terms or if we cease to operate any part of the Site. Sections that by their nature should survive termination (such as intellectual property, disclaimers, limitation of liability, indemnification and governing law) shall survive.

12. Governing Law and Jurisdiction

These Terms and any dispute arising out of or relating to them or the Site shall be governed by and construed in accordance with the laws of India, without regard to its conflict-of-laws principles. Subject to any mandatory local consumer-protection rights available to you, the courts of Gurugram (Gurgaon), Haryana, India shall have exclusive jurisdiction to hear and decide any dispute or claim arising out of or in connection with these Terms or the Site.

13. Changes to These Terms

We may amend these Terms from time to time to reflect changes in law, technology, our services or advertising-partner requirements. When we do, we will revise the “Last updated” date above. Material changes will be highlighted with a prominent notice on the Site. Your continued use of the Site after such changes constitutes your acceptance of the updated Terms.

14. Severability and Entire Agreement

If any provision of these Terms is held to be invalid or unenforceable, that provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions shall remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and OfferMinty relating to your use of the Site.

15. How to Contact Us

If you have any questions about these Terms, please contact us:

Recommended Guide

How to Claim Health Insurance: A Step-by-Step Guide

Health Insurance Guide

A clear step-by-step guide to filing cashless and reimbursement health insurance claims without the stress.

Read the Guide

You will stay on this website.